https://hmlandregistry.blog.gov.uk/2016/09/06/lease-extensions-avoid-common-issues/

Lease extensions: how to avoid the most common issues

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My name's Jodie Cuff and I work in our 'sunny' Weymouth office, by the seaside. Lease extensions are a topic we answer many queries on in our Customer handling teams. They are also one of the applications we raise the most requisitions on, so I've written a blog to try and help you avoid the most frequently encountered issues.

Lodgement via e-DRS

It's really important when you're submitting an application via e-DRS to submit it correctly. Using the option for 'lease extension' will make sure that applications are correctly captured against all the necessary title numbers and your priority is protected. Take a look at our online guidance, which covers how to lodge an application for a lease extension via e-DRS.

eDRS-7

Fees

The fees on lease extensions can seem a bit confusing. I've separated out the most common types of application to help explain how the fees are assessed.

Lease extension

The fee is payable under Scale 1 on the sum of the premium in the lease/deed added to any rent. A minimum £40 fee is payable if there is no premium and no rent.

The lease extension does not qualify for the reduced fee for e-lodgement.

Lease extension plus transfer

If you are lodging a lease extension along with a transfer the fees will depend on the order of the transactions and how you apply:

Transfer followed by the lease extension

A separate fee will be required for the transfer and our Fee Calculator can help you assess the correct fee based on the circumstances.

The transfer does qualify for the reduced fee for e-lodgement.

Lease extension followed by the transfer

  • The applicant is the transferee - If you lodge both parts together then only one fee is payable, namely the fee for the lease extension
  • The applicant is the transferor - If you lodge both parts together then two fees are payable. One for the lease extension and the other for the transfer which will be reduced if you lodge your application electronically – our Fee Calculator can help you calculate the correct fee based on the circumstances.

As the fees are payable by Variable Direct Debit if you quote the wrong fee we cannot debit the correct fee without first obtaining your authority. This means we will often ring you or have to raise a requisition, which then slows down the progress of your application and the registration process in general.

Prescribed clauses

We reject quite a few applications because they don't contain the prescribed clauses so it's important they are incorporated wherever they should apply. If the lease extension is by way of a new lease or if it is a Deed of Variation which contains an expressed surrender or the demise of a new term it must contain the prescribed clauses.

Encumbrances against the existing tenant's title

As a lease extension acts as a surrender and regrant any encumbrances against the existing leasehold title will need to be dealt with. If you don't send us these with your application we will send you a requisition and your application will face delays.

Charge

You will need to lodge a discharge or deed of substituted security for any registered charge. If a deed of substituted security has an MD reference then we will enter any matters contained within the charge otherwise it will need to be accompanied by an RX1 to enter any restriction and/or CH2 to enter any obligation for further advances.

Restriction

Any restrictions must be either cancelled (RX3) or withdrawn (RX4). If you require an equivalent restriction on the new leasehold title then you must apply for it in clause LR13 of the prescribed clauses or use a form RX1. Only restrictions in standard form can be applied for in clause LR13. See Practice Guide 19 for the wording of standard form restrictions.

Encumbrances against the landlord's title

As with the registration of any new lease, failure to deal with any encumbrances on the landlord's title may delay the progress of your application. You will often need to supply the consent/certificate for any restrictions that effect on the landlords' title.

If there is a charge without a restriction in the register we can complete your application without their consent but we will make the following note on the leasehold register:

“The title to the lease is, during the subsistence of the charge dated …… in favour of ……. affecting the landlord's title (and, to the extent permitted by law, any charge replacing or varying this charge or any further charge in respect of all or part of the sum secured by this charge), subject to any rights that may have arisen by reason of the absence of chargee's consent, unless the lease is authorised by section 99 of the Law of Property Act 1925.”.

Lodgement of the lease being varied

In many circumstances, we will have a copy of the varied lease in our files. However, there can be times when we may not so if you hold a copy then it is recommended that you lodge it to avoid delays. Remember when the old lease was unregistered we will not hold a copy and you will always need to supply one.

New lease subject to the existing lease

Sometimes, after a registration has been completed, we get queries about why we haven't closed an existing leasehold title. The reason is that if a new lease contains a specific declaration that it is 'subject' to the existing lease then the automatic surrender will not take place and we cannot close the title. The lease is then registered as concurrent. This does not apply where the extension is contained in a deed of variation.

For guidance on all aspects of the extension of leases see Practice Guide 28 - Extension of leases. Practice guide 27 covers those made under leasehold reform legislation.

63 comments

  1. Comment by Marta posted on

    Hi Jodie,

    Thank you for your blog, I have a question!

    Can I extend my lease without a solicitor, having in mind that the freeholder has his solicitor?

    Could you reply through my email please?

    Much appreciated,

    Thanks,

    Marta

    Reply
    • Replies to Marta>

      Comment by adamh posted on

      Marta - you can extend your lease without using a solicitor although we would recommend that you do use one. If your property is mortgaged then your lender would need to be involved as well and they are likely to insist on your using a solicitor also

      Reply
  2. Comment by Dave posted on

    Hi

    This blog is very helpful as I intend to try without using a solicitor

    How long does it take to extend a lease by Deed of Variation where there is no mortgage and the freehold is owned by the leaseholder ?
    Thanks

    Reply
  3. Comment by Carmelo posted on

    Hi
    I have bought a flat in 2007 with a lease due to expire in 2052. At the time the vendor extended the lease to another 99 years prior to the sale.
    Now I am trying to re mortgage with another lender and I discovered,looking in the HM land registry, that the lease still stands to expire in 2052.
    I have recovered from the seller the letter of his solicitor reporting the lease extension money paid.
    So why the lease extension does not appear in the HM land registry ?
    What I should do to have this extension registered ?
    Who was responsible to do that ?
    Thanks
    Carmelo

    Reply
    • Replies to Carmelo>

      Comment by AdamH posted on

      Carmelo - if the lease was extended then we would need an application to register it. I assume none was submitted. Our Practice Guide explains how lease extensions can be registered https://www.gov.uk/government/publications/extension-of-leases
      Who was responsible all depends at what point your own solicitor completed on the purchase. Did they ask the seller to extend the lease before buying or did they agree to register both but for some reason did not? I would suggestt going back to them and asking although 10 years on they may not have any record but should be able to assist by making some enquiries for example

      Reply
  4. Comment by babul posted on

    Hi
    I have agreed to a lease premium with my landlord for lease extension, I have a charge over the property with Halifax. there is no other restriction only the mention of the charge.

    Do I need consent from my lender before completing the lease or I can complete without letting my lender know. The landlord referred me to section 58 of Leasehold Reform act stating that i do not need to get consent as the new lease will be automatically noted and carry the excisteh charge.

    Please confirm if this is true so I can complete the lease extension and sell the property. I dont want to complete and get stuck later
    Regards
    Ahmed

    Reply
    • Replies to babul>

      Comment by AdamH posted on

      Babul - from a registration perspective if there is no restriction on the title requiring the lender's consent then we would not require it. However there are two things to also consider. The first being the terms of your mortgage may most likely include a need to contact and confirm with the lender any changes being made to the lease. And secondly, and crucially, any extension of the term is in effect a surrender and regrant of the lease. As such a new leasehold title will be created so you will either need the lender to discharge the old charge and you then execute a new one or, and this is the normal route, obtain a Deed of Substituted Security form your lender. That Deed effectively switches the mortgage to the new extended leasehold title. We can't register the extension without the discharge or deed as mentioned as their legal charge prevents the surrender otherwise

      Reply
      • Replies to AdamH>

        Comment by Hannah Mackinlay posted on

        Adam, as regards your comment on 26 May which said "As such a new leasehold title will be created so you will either need the lender to discharge the old charge and you then execute a new one or, and this is the normal route, obtain a Deed of Substituted Security form your lender. That Deed effectively switches the mortgage to the new extended leasehold title. We can't register the extension without the discharge or deed as mentioned as their legal charge prevents the surrender otherwise" can you clarify why you say this as this isn't what s.58(4) of the Act actually says.

        It says "(4)Where the existing lease is, immediately before its surrender on the grant of a lease under section 56, subject to any mortgage, the new lease shall take effect subject to the mortgage in substitution for the existing lease; and the terms of the mortgage, as set out in the instrument creating or evidencing it, shall accordingly apply in relation to the new lease in like manner as they applied in relation to the existing lease."

        Also if you look at established books on the subject such as p.193 of Leasehold Enfranchisement by Harrison it also confirms that where the existing lease is subject to any mortgage, the new lease shall take effect subject to the mortgage in substitution for the existing lease; and the terms of the mortgage shall apply in relation to the new lease in a like manner as they applied to the existing lease".

        Now I know that often people do deal with it by discharge and fresh charge or deed of substituted security but this just isn't necessary. I often find people dealing with this work don't appreciate the complexity, nor the catastrophic effects on value if they get it wrong, and I feel that a specialist solicitor should always be used.

        I give lectures on this subject and I want to know whether LR has taken a policy decision here not to apply the Act's terms? This would be extraordinary. By all means contact me direct on hannah@propertylaw.guru.

        Reply
        • Replies to Hannah Mackinlay>

          Comment by AdamH posted on

          Hanna - when an application is made to register a 'new' lease which is in effect an extension of the old one and taking immediate effect it acts to surrender by operation of law the lease already registered. If the leasehold title is subject to a registered charge we will require either evidence of discharge in respect of the charge or a deed of substituted security in relation to the charge.
          That has long been a registration requirement and in my experience most lenders ask borrowers to complete a deed of substituted security in such cases.
          If for some reason no discharge or deed of substituted security is provided we may consider completing the application subject to the existing lease but this is in my experience a rare occurrence. Babul was commenting that the landlord was stating that the lender's consent was not required so my reply was aimed at directing him/her to contact their lender to discus base don the terms of their mortgage and preparing the ground for a discussion around a deed of substituted security as the most likely outcome. In hindsight that may have been all that was required and it will be interesting to see if Babul comments further although they may have now completed the matter
          Our PG 28 covers our guidance on lease extensions and specifically refers to the discharge/deed of substituted security aspect https://www.gov.uk/government/publications/extension-of-leases/practice-guide-28-extension-of-leases#deeds-substituted

          Reply
  5. Comment by Rick posted on

    H Jodie

    I have been granted an extended lease by the freeholder (same start date). I was not represented by a solicitor. The solicitor for the freeholder has sent me the new lease and told me I need to register it with the Land Registry. Can I do this on-line? If not, is form AP1 the correct form to use?

    Reply
    • Replies to Rick>

      Comment by ianflowers posted on

      Rick - I'm responding as Jodie is currently unavailable. Currently, there is not an online service for these applications submitted by the public so you will need to submit it by post to the address shown here: https://www.gov.uk/guidance/hm-land-registry-address-for-applications. If your landlord's title is registered with us (it usually will be) then use form AP1. The new lease will normally be in the form a deed of variation of the existing lease which takes effect as a surrender of that existing lease and a grant of a new lease.

      You also need to consider the points in the blog, e.g. considering encumbrances on the existing leasehold title such as a mortgage. Also our Practice Guide relating to the determination of leases - https://www.gov.uk/government/publications/leases-determination/practice-guide-26-leases-determination#determination-surrender-deed . The guide is written for legal professionals who generally lodge this type application and may therefore contain some unfamiliar terms.

      If you are unsure how to proceed, you may want to consider taking independent advice, for example, from Citizen's Advice or from a conveyancer such as a solicitor.

      Reply
  6. Comment by M Dodds posted on

    Ian - good afternoon. I am in the process of obtaining a lease extension from 99 to 999 years for my flat and parking space which are mortgage free. The Freehold title for both lies with a small company consisting of all 23 leaseholders, of which I am the voluntary Chairman. With the remaining term down to 80 years or so, we have recently granted 4 extensions without valuation or fee to the freeholder (ourselves); as such the time seems right to extend my own lease and given the circumstances I am not anticipating any issues on that front. I propose that my "new" leases will be in the same format as the others i.e. a short document singed by myself, a representative of the board and witnessed by the company secretary, and setting out the existing titles/address/new term/rent(peppercorn) etc as well as the request for the landlord to grant the extension to the Tenant under the same terms,exceptions and reservations as before. Once signed, I had hoped to register the new lease using e-DRS, however noting your comments above, it would seem that option is not available to me and instead I am required to complete form AP1. Having done so, can you advise if I need attach the new lease together with form ID1 for identification, or do I attempt to incorporate prescribed clauses in the AP1 format? Re the fee; the property/parking space is valued at circa £400,000. As there are essentially two leases, I am unsure as to whether the fee is £40 or 2 x £40. As you can see, what seemed to be a simple process is raising more than a few queries. Although I live 100 miles away, would it be acceptable to make an appointment, bring the relevant documents with me and complete the registration/transaction in person? Thank you, I am most grateful.

    Reply
    • Replies to M Dodds>

      Comment by ianflowers posted on

      Hello. I note you have already exchanged email correspondence with us in relation to this transaction(s) and so it would best to continue that correspondence if you have any further queries as wouldn't go into such detail on this forum. I would be mindful though that we can only give procedural advice, for example, on completing our forms. We cannot advise on legal issues such as the format and content of the lease extension. If you are unsure how to proceed, it would be worth considering seeking independent legal advice although there is no obligation for you to do so. Also bear in mind that where any of the parties involved are not legally represented, they will need to have their identity verified either in form ID1 or ID2 (if a corporate body). If verification by HM Land Registry required, those parties will need to attend in person together and at the same time the application is lodged for registration.

      That said, there shouldn't be any need to attend in person, unless ID verification is required for any of the parties involved as mentioned. We would be able to accept the application (if in order) if you visited in person, but we wouldn't be able complete the registration whilst you are in attendance. At the appropriate time, you can ring our Customer Support Centre on 0300 006 0411 to discuss arranging an appointment.

      As to our fees, please see our guidance: https://www.gov.uk/guidance/hm-land-registry-registration-services-fees#leases (you'll need to scroll down to the leases section). Again, it's probably best to wait until you have addressed all the aspects before checking the fees payable but as to scale fees, these are payable on each transaction / lease.

      Reply
  7. Comment by Samira Noor posted on

    Hi,

    I wanted to know how long it takes once my solicitor has made on line application for registering lease application? I am asking as I have a deadline for remortgage which depends on the lease extension being registered first.

    Many thanks

    Reply
    • Replies to Samira Noor>

      Comment by AdamH posted on

      Samira - the current average is 58 working days. If your mortgage offer is time-sensitive then your solicitor should submit those details along with a request for us to consider expediting their application

      Reply
  8. Comment by C W Siu posted on

    Hi Jodie

    I would like to register my new lease extension online. Do I have to apply for access via this:-

    "Apply for HM Land Registry Business e-services" and setup VDD.

    Thanks for your attention
    CW

    Reply
    • Replies to C W Siu>

      Comment by ianflowers posted on

      Hi. I am responding as Jodie is currently unavailable.

      If you are not acting in a business capacity and do not intend to lodge applications with us on a regular basis, we would not be able to accept an application from you for Business e-services. Any registration application would need to be made in paper form.

      As well as Jodie's blog, our Practice Guide 28 may also be of interest - https://www.gov.uk/government/publications/extension-of-leases . Please note that the guide has been written for legal professionals who lodge the majority of these applications and it may therefore contain some unfamiliar terms.

      Reply
  9. Comment by Beth W posted on

    Hi there,

    We are extending our lease and selling our property at the same time. The sale is dependant on the registration of the lease. My solicitor is going to ask if our application ca be expedited, if accepted how long will registration take? Our sale is very time sensitive and we have missed one deadline for exchange as it is.

    Many thanks
    Beth

    Reply
    • Replies to Beth W>

      Comment by AdamH posted on

      Beth - if we are able to expedite it then it is normally considered within 10 working days. Everything really depends on what other applications may be in play re the freehold title for example and then whether what has been submitted is in order

      Reply
  10. Comment by Izabella posted on

    Hello Jodie, Ian, Adam - can you help please ....

    My brother bought an eight-year old Wimpey- built flat two years ago, no mortgage, and is now finding it difficult to sell because his leasehold annual fee agreement doubles every ten years. It started at £250 pa for first ten years and has now increased to £500pa for the next ten years, and then will double to £1000 pa for ten years from 2028 etc.

    Prospective buyers are put off by this arrangement so my brother has begun to look into the following options and has come to a dead end:

    a) obtaining / paying for a Deed of Variation collectively with other flat owners in the block to secure their individual freehold - they have been told a collective purchase sum of £200,000!

    b) Deed of Variation to change the rolling ten year doubling amount to an arrangement fixed to annual RPI increase - making it much cheaper and reasonable.

    c) I have just heard of a Statutory 90 day extension which allows for the purchase of the Freehold?? I don't know how this works.

    The builders, Wimpey, have agreed the more favourable option b) with first purchasers who bought the flats directly from them, but not with second purchasers etc. Should this favourable option be open to second purchasers like my brother?

    I am sorry this is a long question but we really don't know where to go and how to proceed with this minefield affecting so many people, so any help, contact or advice would really be appreciated as this is such a complex subject.

    Thank you very much for your reply

    Izabella

    Reply
    • Replies to Izabella>

      Comment by AdamH posted on

      Izabella - very much something you will need to get legal advice on. We register the end result, namely any variation of your leases or a purchase of the freehold but we can't assist with choosing which option or advising on what rights you or the freeholder may have

      Reply
    • Replies to Izabella>

      Comment by Brogan Percy posted on

      Hi Izabella

      I am in the exact same position as your brother, could I ask what the outcome was please?

      Many thanks

      Reply
  11. Comment by Andreas posted on

    hi, I am extending my lease under the statutory route and have been provided a new 215 year lease to be registered (surrender and re-grant). Can this not be done by way of a deed of variation (instead of cancelling and re-issuing a lease) and does the lease premium have to be noted at Land Registry? Thanks

    Reply
    • Replies to Andreas>

      Comment by AdamH posted on

      Andrea - any variation of the term will trigger a surrender and re grant so in essence you have a new lease each time. The price paid will be added to the register as per current government requirements.

      Reply
  12. Comment by Hanna Varabyova posted on

    Hi,
    A quick question - our vendors have extented the lease which will be in place on completion. The lanlord and the vendors solicitors refuse to help us with requisions in case they will be raised whill causes a concern for our solicitors. Who is right in this situation? Is there a way to get it registered anyway?
    Thanks.
    Hanna

    Reply
    • Replies to Hanna Varabyova>

      Comment by AdamH posted on

      Hanna - a question only your own conveyancer can answer as an undertaking to assist the buyer with any issues that may arise re the seller's title is normally expected/provided. If everything is in order then their help may not be needed but.....you won;t know until you complete and lodge the application

      Reply
  13. Comment by Hanna Varabyova posted on

    Hi Adam,
    If the requisition will arise, is still possible to deal with it/register lease without vendors solicitors or landlord?
    Many thanks.
    Hanna

    Reply
    • Replies to Hanna Varabyova>

      Comment by AdamH posted on

      Hanna - much will depend on what the requisition is for. If is for something which only they can supply then you may have a problem

      Reply
    • Replies to Hanna Varabyova>

      Comment by ianflowers posted on

      Hi, I'm replying as Adam is currently unavailable. We essentially have an administrative role in registering interests in land based on the applications made to us. If an application is not in order, we will need to raise a requisition with the solicitors or other party who has lodged the application. As to how the requisition is complied with, that is a matter that needs to be resolved between the parties involved. Where a requisition is raised and this is not complied with, then the application is at risk of cancellation. In that event, the transaction in question will not be completed by registration.

      I am sorry we cannot be of more assistance, but it is really a question of considering getting further legal advice if you're unsure how to proceed. Also, the Leasehold Advisory Service - https://www.lease-advice.org/ may also be of help here.

      Reply
  14. Comment by Hanna Varabyova posted on

    Thanks, Adam.
    Is there a way to enforce the landlord to provide the requested information in case of requisitions raised (any legislation, via court, etc)?

    Reply
  15. Comment by edmund posted on

    many useful comments

    Reply
  16. Comment by Chalkie posted on

    Hi - We have changed ownership of a flat from my husbands name into mine and my husband as tenants in common. The land registry has been changed but we just found out the lease remains in his name only. We wish to issue a section 42 in order extend the lease, will we have any issues doing this if I am not on the lease but am on the land registry?

    Reply
    • Replies to Chalkie>

      Comment by ianflowers posted on

      Hi. When a leasehold property changes ownership, it is the B: Proprietorship register that is updated rather than the original lease parties shown in the A: Property register or the lease document itself. So provided the title register shows the correct position, this should be in order to began the process of extending the lease. The leasehold advisory service may also be of assistance to you in this respect - https://www.lease-advice.org/ .

      Reply
  17. Comment by Nick posted on

    How long does it take for a lease extension title to be updated. My solicitor has submitted the necessary paperwork (so I assume everything has been done correctly). My new mortgage lender would like to know when this will be shown. Typically how long would you expect this process assuming everything is in order? Is it possible for me check the progress myself?

    Thanks

    Reply
    • Replies to Nick>

      Comment by AdamH posted on

      Nick - the average timescale is around 60 working days. Your conveyancer can check on progress through their business e-services account but if it was submitted Oct/Nov then as yet I would not expect it to have been considered.

      Reply
  18. Comment by Samson posted on

    Hi: I have a share of the freehold and I am extending my lease free of charge / premium since I have a share of the freehold. I have all the required documents as requested. How long can such a lease extension take and any things I need to watch out for?

    Reply
    • Replies to Samson>

      Comment by AdamH posted on

      Samson- the average timescale between receipt and consideration of such an application is around 60 working days currently. We can't advise you on the conveyancing/legal process so you may wish to seek legal advice or visit the Leasehold Advisory Service website for example

      Reply
      • Replies to AdamH>

        Comment by Samson posted on

        Hi AdamH: Thank you so much for this. One of the freeholders is overseas. Can you advise what type of proof of ID and proof of address would be required in this scenario?

        Reply
  19. Comment by Samson posted on

    Hi AdamH: My solicitor informs me that they have a "awaiting confirmation" status on the e-DRS or the portal for submitting and tracking lease extensions. Could you advise me on what that status means? Thanks in advance.

    Reply
  20. Comment by CD posted on

    Hi,

    I need to extend my lease and also change my name. What's the best way to go about this? Do I extend the lease in my new name first and then inform the land registry of both the change in name and the lease extension? I do not have a mortgage.

    Thanks

    Reply
    • Replies to CD>

      Comment by AdamH posted on

      CD - the order does not matter from a registration perspective. However if you do the extension first then you would do so in your current and registered name. If you change your name first then the extension should be done in that name and when registered the required evidence submitted to confirm the name change

      Reply
  21. Comment by Michael F posted on

    Is it mandatory to re-register a title with the land registry if your lease is extended (ie new lease), but the ownership is the same? Thanks.

    Reply
    • Replies to Michael F>

      Comment by AdamH posted on

      Michael - it is not mandatory but failing to do so leaves your new lease unprotected re it's new term and ownership

      Reply
  22. Comment by Michael F posted on

    Thanks, Adam. What does 'unprotected' mean? If we were selling the property, we have the official copy of the lease extension, it's just that our solicitor evidently forgot to register and update the new lease with the land registry five years ago. The register is dated six months earlier when we purchased the property. Best

    Reply
    • Replies to Michael F>

      Comment by AdamH posted on

      Michael - nobody knows you have a new lease so would work on the basis of the existing one. That will cause you issues with any lending and you risk the landlord being able to act based on the old and not the new for example in the future.

      Reply
  23. Comment by Sian posted on

    Hi,

    My solicitor organised a lease extention which was in the process of being registered on the 8th October 2018. I can see that it still has not been registered on the title and have not had a response from my solicitors in over a month. Is this timing usual for a lease extention, is there a way that i can check on progress myself as my solicitor is so unresponsive?

    Reply
    • Replies to Sian>

      Comment by ianflowers posted on

      Sian - Hi. The current average complete time for this type of application is 59 working days. Some applications may take longer, particularly if the application is not in order and we need to raise a query with the solicitors acting.

      Your solicitors are best placed to check progress as they can do this via online business channels. But you can contact us directly to check using our contact form - https://bit.ly/2F6AtxU .

      Reply
  24. Comment by Rois Ali posted on

    Hi,

    I'm in the process of purchasing a flat which has a total of 164 years on the lease however, the total number of years is registered concurrently on two title registers as an 'under lease' and a 'headlease'. I will be purchasing both titles under the same ownership (myself) but the sellers solicitor is adamant that they won't extinguish the under lease before completion. They seem to think it's not an issue having the leases running concurrently.

    My concern is that the lender may not apply a charge on both titles simultaneously and therefore, I would effectively be left with an underlease which has 74 years remaining and a headlease with 90 years and may pose issues with lenders when the unnderlease drops below 70 years. Also, may put off prospective buyers in the future.

    Can the titles be merged on completion so there is only one title with a total of 164 years on completion?
    Can the under lease be extinguished easily on completion?

    Any advice would be much appreciated.

    Reply
    • Replies to Rois Ali>

      Comment by AdamH posted on

      Rois - if you determined one of the leases then you would be left with just the one and it's term. The merged term would not be added for example. You need to rely on your conveyancer here to understand what options are available to you. If you want a longer single lease then you may need to consider a new one or varying the exiting one for a longer term. Although I assume there is some reason for having the situation you have that mean sit is not an option

      Reply
  25. Comment by Bryan Metcalfe posted on

    My son recently bought a flat - one of two in the building. He has a leasehold on the flat and also the freehold on the building and land (two title deeds). As freeholder, can he extend his leasehold term easily - and does he need to? The other flat has a longer leasehold than his own.

    Not sure what the process is, so any guidance much appreciated.

    Regards
    BryanM

    Reply
    • Replies to Bryan Metcalfe>

      Comment by AdamH posted on

      Bryan - we can't advise you on whether he needs to extend the lease or not but from experience one a lease gets below say around 67 years left it can become an issue for mortgage lenders and buyers.
      'Ease' is very subjective. To extend the lease you would need the freeholders to enter into a legal deed to extend the term. So he would need the other freeholder to be included. You can often extend the term and keep the other details in place, which in some ways makes it easier but it's something I'd recommend he gets legal advice/assistance with. And if he's got a mortgage then the lender needs to be involved and they will insist on his using a conveyancer

      Reply
  26. Comment by Bryan posted on

    He is sole freeholder and does not have a mortgage - does this make it easier?

    Reply
    • Replies to Bryan>

      Comment by AdamH posted on

      Bryan - I suspect not as he's both the freeholder and leaseholder. He'll need legal advice to resolve this and to decide on what options are available to him.

      Reply
  27. Comment by ChrissieS posted on

    Hi. I really hope you can help. The flat I own is one of a block of four. We each own a 25% share of the freehold and each have a lease. I wish to extend my lease. I understand that to complete the land registry process the other three freeholders need to consent, which apparently requires them to go through the verified identification process. They are not co operative and will not comply. 1. How do I get my lease extended or (even sell my property in the future) if they will not co operate. I will be locked into the property unable to sell or remortgage. 2. Is there a straightforward process I can take.

    Reply
    • Replies to ChrissieS>

      Comment by AdamH posted on

      ChrissieS - not something we can advise you on I'm afraid and it is very much legal advice you need. If the freehold is registered in say 4 names then all 4 will need to be involved as and when there is any dealings with the freehold title such as a deed varying the lease or when you sell and need to transfer the freehold from the existing 4 to the new 4. The same will be required of them as and when needed so that is often the leverage needed.

      Reply
  28. Comment by Lin posted on

    Hi, I have seen other people asked the same question as mine: how loñg the extended lease takes to register it? Your answer was around 60days. My solicitor submitted my case in last November and have not got it done yet; can you tell me is it normall? Apart from waiting, what can I do? I am waiting its done so I can sale the property. Thank you very much!

    Best Regards,

    Lin

    Reply
    • Replies to Lin>

      Comment by AdamH posted on

      Lin - as you already appreciate there is a backlog of this type of work and the delay is unfortunately 'normal'. You can still put the property up for sale and market it but if you get a confirmed buyer and the registration is incomplete then your solicitor can contact us to request expedition and should be aware of the process and requirements

      Reply

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